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There is no cost to apply for this program. Funds are limited.

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The NC Homeowner Assistance Fund was established through the 2021 American Rescue Plan to prevent mortgage delinquencies, defaults, displacements and foreclosures for homeowners experiencing financial difficulties due to the coronavirus pandemic. Assistance of up to $40,000 is available for qualified homeowners as long as funding is available.

The program is managed by the North Carolina Housing Finance Agency, a self-supporting public agency that finances affordable housing opportunities for North Carolinians whose needs are not met by the market. Since its creation in 1973 by the General Assembly, the Agency has financed more than 318,830 affordable homes and apartments, totaling $30.1 billion.

The Agency provides financing through the sale of tax-exempt bonds and management of federal tax credit programs, the federal HOME Program, the state and national Housing Trust Fund, Homeowner Assistance Fund and other programs.

NC Homeowner Assistance Fund Facts


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If you are a member of the press and need information about the NC Homeowner Assistance Fund, please refer to our program press releases for our most recent news or contact our press office for help.

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