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The NC Homeowner Assistance Fund is no longer accepting new applications. If you already have completed and submitted an application with all required documentation, this does not impact you.

However, all applications are subject to the availability of funds and eligibility review. Remaining funds will be awarded in the order of approved applications.

For additional resources, please click here.

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NC Homeowner Assistance Fund

The NC Homeowner Assistance Fund is no longer accepting new applications. If you already have completed and submitted an application with all required documentation, this does not impact you. However, all applications are subject to the availability of funds and eligibility review. Remaining funds will be awarded in the order of approved applications.

For additional resources, please click here. 

The NC Homeowner Assistance Fund has helped more than 15,000 North Carolina homeowners keep their homes.

The NC Homeowner Assistance Fund was established through the 2021 American Rescue Plan to prevent mortgage delinquencies, defaults, displacements and foreclosures for homeowners experiencing financial difficulties due to the coronavirus pandemic.

The law allocates funding for all 50 states, the District of Columbia, Puerto Rico, and eligible territories and tribal authorities to provide relief for our country’s most vulnerable homeowners. Based on guidance from the US Department of the Treasury, each state developed its own plan. North Carolina was allocated $273 million and developed the NC Homeowner Assistance Fund that is tailored to meet the needs of most North Carolina homeowners impacted by the pandemic, particularly those with low and moderate incomes. Please note that this program is for homeowners who are at least 30 days delinquent on their mortgage or housing-related payments. If you are current on your payments, but still need assistance, please review our Resources for other programs that may be able to help you.

NC Homeowner Assistance Fund Plan as approved by US Treasury

NCHAF Treasury Annual Performance Report (As of September 30, 2022)

NCHAF Treasury Annual Performance Report (As of September 30, 2023)


Click here to see how we are doing

NC Housing Finance Agency

The NC Housing Finance Agency provides safe, affordable housing opportunities to enhance the quality of life of North Carolinians. Since its creation by the General Assembly, the Agency has financed more than 298,860 affordable homes and apartments, totaling $29.16 billion.

The Agency provides financing through the sale of tax-exempt bonds and the management of federal tax credit programs, the federal HOME Program, the State and National Housing Trust Funds, the Homeowner Assistance Fund and other programs.