1-855-MY-NCHAF

The NC Homeowner Assistance Fund is not yet open. If you have questions, please call 1-855-MY-NCHAF (1-855-696-2423).

Help is Here

with the NC Homeowner Assistance Fund

COVID has not only put our health at risk, but our homes too.

What is it?

Established through the American Rescue Plan of 2021, the NC Homeowner Assistance Fund was created for homeowners in North Carolina to help prevent mortgage delinquencies, defaults, displacements and foreclosures due to COVID-19.

Learn More.

What Does it Cover?

For qualified homeowners, the fund offers:

  • Housing payment assistance for primary residence in North Carolina (for example, single-family home, townhome, condo or mobile home).
  • Assistance for mortgage reinstatement to catch up on late payments (first and second mortgages) or other housing-related costs due to a period of forbearance, delinquency or default.
  • Assistance covering other housing-related costs such as homeowner’s insurance, flood insurance, mortgage insurance, homeowner’s association dues/fees or delinquent property taxes to prevent foreclosure.

There is no cost required to participate in the NC Homeowner Assistance Fund.

See If I'm Eligible and Apply